CLM Health Group

Call us — it's free(631) 334-3000 Explore Your Options

Licensed insurance guidance, made human

Know What You'll Pay Before Care Begins

Review networks, out-of-pocket costs, and benefit details in plain language, then choose with a licensed advisor beside you.

Explore Your Options Call (631) 334-3000

Licensed advisors No cost to talk No pressure, ever

Your free conversationAbout 20 minutes

Your current coverage, reviewed together

The options in your area, compared simply

Your questions, answered in plain language

Prefer to start with a call?(631) 334-3000

How it works

Three unhurried steps

No phone menus, no forms you can't finish, no rush. Here is the whole process.

Say hello

Call us or send a short note — whichever feels easier. A real person answers, and we listen first.

Talk it through

A licensed advisor explains the options that fit your health needs, side by side, in plain language.

Choose with confidence

Take your time. When you're ready, we help with the paperwork and stay available all year after.

What we help with

Guidance for every part of your coverage

From your first questions to your yearly review — one advisor who knows your situation, whenever you need us.

ACA Marketplace Plan Guidance

Explore individual health insurance options through the Affordable Care Act marketplace with personalized advisory support.

Senior Supplemental Coverage Advisory

Compare supplemental coverage options that complement existing government benefits for older adults.

Family Health Coverage Consultation

Receive tailored guidance for households seeking coverage that protects every family member.

Dental and Vision Solutions

Explore dental and vision coverage options that support routine care and preventive wellness.

Life Insurance Assessment

Assess term and permanent life insurance choices aligned with your long-term family protection goals.

Enrollment Timeline Consultation

Get expert consultation to navigate enrollment windows and coverage changes with confidence.

20+

Years helping people choose coverage

Cost to talk with a licensed advisor

Real person who picks up when you call

Our promise to you

Guidance that puts you first

Licensed advisors, not call-center scripts

Plain language — never jargon, never fine print surprises

Your pace. Nobody rushes you, ever

We never sell or share your personal information

Free to talk, this year and every year after

In their words

People who found their answer

"I had a folder full of mail and no idea where to start. One call and I finally understood my choices — nobody rushed me once."

Margaret H.Retired teacher

"They checked every one of my prescriptions before we picked anything. That is the part I tell my friends about."

Walter B.Turning 65 this year

"My advisor calls me every fall to review my plan. It takes twenty minutes and I sleep better for a year."

Rosa D.Long-time client

Good to know

Questions people ask us

No. Conversations with our licensed advisors are always free, and there is never any obligation. We are paid by the plans we work with, not by you — and that never changes which options we show you.

CLM Health Group is an independent, licensed insurance guidance service. We are not connected with or endorsed by the United States government or the federal Medicare program.

Only the ways you choose — a phone call, email, or text. If you opt in to text updates, you can reply STOP at any time to opt out, and HELP for assistance.

Nothing is required, but it helps to have your current plan card, a list of your medications, and any questions on your mind. We take it from there, one step at a time.

Start here

Let's find coverage that fits your life.

Tell us a little about yourself. A licensed advisor will follow up with a free, no-pressure conversation — and you decide what happens next.

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Prefer the phone? Call (631) 334-3000 — a real person answers.