Terms of Service

These Terms govern your use of this website and the services offered by CLM Health Solutions (CLM Health Group). By using the site, you agree to these Terms.

Our services

CLM Health Group provides licensed insurance guidance and educational support. Information on this site is general in nature and is not legal, tax, or medical advice. Plan availability and details vary by location and can change; your advisor will confirm the specifics for your situation before you make any decision.

Not a government website

CLM Health Group is an independent service. We are not connected with or endorsed by the United States government or the federal Medicare program.

No promises of outcome

Coverage decisions belong to you, and eligibility and plan details are set by the plans themselves. We do not promise any specific plan, price, or outcome from using our services — we promise clear information and patient help.

Your responsibilities

You agree to provide accurate information, to use the site lawfully, and not to misuse, copy, or disrupt the site or its content.

Communications & consent

By submitting a form, you agree we may contact you about your inquiry. If you opt in to text messages, you consent to receive messages from CLM Health Solutions (CLM Health Group); message frequency varies, message and data rates may apply, and you can reply STOP to opt out or HELP for help. Consent is not a condition of any service. See our Privacy Policy for details.

Intellectual property

All content on this site — text, graphics, and guides — is owned by CLM Health Solutions or its licensors and may not be reproduced without permission.

Limitation of liability

To the fullest extent permitted by law, CLM Health Solutions is not liable for any indirect, incidental, or consequential damages arising from your use of the site or services.

Changes & contact

We may update these Terms from time to time; continued use means you accept the changes. Questions? Contact CLM Health Solutions at [email protected] or call (631) 334-3000.